Thursday, February 28, 2013

Getting Creative: Top Seven Sparkling Wine Cocktails to Serve at ...

wine-cocktails-stag-partyWhat stag party would be complete without at least one round of cocktails? Teach the groom to flip like Tom Cruise, get in a mixologist for the evening to impress your friends, or just crack out a cocktail book and go for your life. However you choose to do it, there?s a certain moment in any stag party when nothing will do but that there?s a glass of something fizzy and brightly coloured in everyone?s hand.

So ??what are the most popular cocktails to make using sparkling wine? Well, that all depends on how dangerous everyone?s feeling?

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1: The Real Deal Tequila Slammer

Most people think a tequila slammer is a shot of tequila done with salt and lemon. It?s not. That?s technically known as a tequila shot.

No ??a real deal tequila slammer is a shot of agave liquor slammed in a measure of sparkling wine. The original cocktail calls for champagne but you can work just as well with a Cava or a Prosecco. In fact, given the expected results of having more than one of these (think Pan Galactic Gargle Blaster), using sparkling wine is probably just as well.

The method is simple. Using a heavy tumbler, add one measure of fizz and dump in the shot. Cover the glass with your hand, rap on the bar and drink immediately. The tequila goes into the bubbles and hits the bloodstream quickly ??so be careful?

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2: Black Velvet

It?s easy to make and a hot favourite with Guinness drinkers in particular. The Black Velvet is essentially stout (normally Guinness) and fizz in the same glass. The fizz is floated on top of the stout to give a two layered appearance.

Note ??to float one drink on top of another, the second liquid is poured slowly over the back of a teaspoon. In a Black Velvet, the stout is added first, then the fizz, in a champagne flute.

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3: The Champagne Cocktail

This is the original movie-buff?s cocktail, and a classic still. Start by swirling a small measure of Angostura bitters around a flute. Pour the bitters away. Add champagne or sparkling wine, a pinch of sugar and float a maraschino cherry in the liquid. It?s what every9one drinks at Rick?s in?Casablanca.

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4: Bellini

Peachy, that?s the word for this one. Literally. Everything about the Bellini, with the exception of the champagne of course, is derived from peaches: cr?me de peche, fresh skinned peach and (if you can find it) peach bitters). If you can?t get peach bitters normal bitters will do.

Start by blending one quarter of a fresh, skinned peach and putting the resulting slop in the bottom of a champagne flute. Add a dash of bitters and a single measure of cr?me de peche. Top to the rim with bubbles and drop a peach ball in to finish.

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5: Champagne Charlie

Easy to make, fiendishly strong and having the added attraction of being named after a legendary traveller and champagne magnate, a Champagne Charlie is basically apricot brandy and fizz in a champagne flute. Brandy first, then chilled champers, preferably served in a flute that?s been in the fridge.

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6: Kir Royale

Similar to the Champagne Charlie but made with blackcurrant liqueur instead of apricot brandy, the Kir Royale is dark and sweet. A Kir without the Royale is made using white wine instead of champagne; while a Kir Imperiale can only be made with Dom Perignon. The ratio is the same in all cases: one part blackcurrant liqueur (cr?me de cassis) to four parts wine.

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7: The French 75

Easy and classic, this is more like a sparkling martini than anything else. It uses a cocktail shaker filled with ice. Add one and a half measures of gin, the juice of half a lemon and a half teaspoon of icing sugar. Shake and strain into a flute. Top up with fizz.

Source: http://maincourse101.com/getting-creative-top-seven-sparkling-wine-cocktails-to-serve-at-the-stag-party/

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Leak reveals HTC?s first new Windows Phone of 2013

MADRID, Feb 27 (Reuters) - Lionel Messi has rarely been accused of failing to deliver in big games, having scored in two European Cup finals, but after subdued performances against AC Milan and Real Madrid, questions are being asked. The four-times World Player of the Year and leading scorer in one of the greatest club teams of all time, was a shadow of his usual self at the San Siro in a Champions League last-16 first leg last week, when Barcelona slumped to a 2-0 defeat. ...

Source: http://news.yahoo.com/leak-reveals-htc-first-windows-phone-2013-020515900.html

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Sally Shapiro's 'Somewhere Else': Album Review

In case you?re under the impression that Sally Shapiro is content three albums deep into her career, she?s not. ?The title describes the recurrent theme in the music and my life, to somehow never be satisfied with what you have, or where you are ? to always wish you were somewhere else,? Shapiro explained of the title of her new record in the official blurb?about the release. It?s not all that surprising to hear from the shy singer, who notoriously doesn?t like to perform live ? or even appear on stage at all. In fact, ?Sally Shapiro? is just a pseudonym for the mystery chanteuse?s work with producer Johan Agebj?rn. Together, they?ve been quietly crafting transportive soundtracks made for sun-soaked daydreaming and contemplative late night drives since the latter half of the 00?s, beginning with 2007?s acclaimed Disco Romance.With their latest outing, Somewhere Else (out yesterday, February 26), the dream-pop duo have crafted yet another set of entrancing disco-tinged tunes ? a follow-up to their 2009 record, My Guilty Pleasure.This time around however, the band chose to stretch outside of their solo comfort zone, teaming up with acts like Le Prix, Anoraak and duo Electric Youth (of Drive soundtrack fame), who helped to craft their latest single, ?Starman.?

Be it Shapiro?s somber lyricism or Agebj?rn?s oft-nostalgic production, there?s always been a lingering melancholy in their music: On lead single ?What Can I Do?? a frustrated Shapiro tries to make it work while sounding her sweetest, but ultimately drawing sour conclusions. Yet with such cheerful orchestration fluttering in the background (flutes!), who would ever know there?s trouble in paradise?

As with Disco Romance, the band occasionally dips into rave-ready territory, especially on dance cuts crafted with Swedish producer/DJ, Le Prix including ?All My Life,? which sounds like a euphoric Eurodance mix for a Dance Dance Revolution soundtrack. It?s no ?We Found Love,? but for the indie-leaning DJ, it?s likely the most dance floor-ready treat.

Elsewhere, the music mellows to a chill as with ?Sundown,? a gorgeous midtempo that brings the Pet Shops Boys? dreamy 2012 effort, Elysium to mind. (Also, hello saxophone solo!)

?This City?s Local Italo Disco DJ Has A Crush On Me,? of course, is an instant favorite. (Who could resist with that title?) Full of funky rhythms, the Annie-esque track is one of the album?s most glittery moments: ?And though he talks about his clubs and shows, there?s no doubt that he wants me so,? Shapiro swoons, followed by some amazingly half-hearted ?na-na-na?-ing. It?s like Ke$ha?s ?Fuck Him (He?s A DJ)? ? if she sang it with a bar of soap in her mouth.

Somewhere Else is as charming and featherlight as the rest of their discography, but shows growth in all the right places: New collaborations, new sounds, same feeling. Sure, the bells and whistles (and now, saxophones) have changed slightly, but the essence is still satisfyingly Sally Shapiro.

The Best Song Wasn?t The Single: Either of the Le Prix tracks ? ?All My Life? and ?Architectured Love.?

Best Listened To: Midnight drives, daydreaming in the sun, and alone at night when he doesn?t text you back.

Most Likely To Make You Cry: ?Sundown,? but potentially all of them.

Rating: 4/5

??Bradley Stern

Source: http://idolator.com/7443632/sally-shapiro-somewhere-else-album-review

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Tuesday, February 26, 2013

Florida man shot by his dog

By M. Alex Johnson, staff writer, NBC News

A Florida man was shot and wounded over the weekend?by his dog, who walked away without charges, police said.

Gregory Dale Lanier, 35, of Frostproof, Fla., told police Saturday that he and his dog were in their truck in nearby Sebring when the dog kicked a gun that was on the truck's floor, the Highlands Tribune newspaper reported.

The gun went off, shooting Lanier in the leg, Sebring police said.


Lanier wasn't seriously injured, said Sebring Police Cmdr. Steve Carr, who actually said police didn't arrest the dog because the investigation was pending, the Tribune reported.

He also said he had never heard of a similar case.

According to the police report, Lanier said he was driving along State Road 17 North when the dog kicked "the unloaded .380 pistol." It went on to say that Lanier was "surprised" to learn not only that the gun was loaded, but also that it was actually a 9mm weapon, not a .380.

The incident is only the latest in a string of bizarre shootings in Florida. Just last week, a woman in St. Petersburg was wounded when she was shot by a friend's oven.

Follow M. Alex Johnson on Twitter and Facebook.

Watch the most-viewed videos on NBCNews.com

Source: http://usnews.nbcnews.com/_news/2013/02/26/17107343-florida-man-shot-by-his-dog-police-say?lite

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Preorders For TheGaming-Focused Razer Edge Tablet Start March 1st, Prices Start At $999

Razer_Edge_(1)_610x371Surface Pro fanboys? Take notice. Your hot little tablet will soon be the runner-up in the ever-growing category of "incredibly expensive Windows 8 tablets aimed at a tiny, but rabid demographic". Razer just announced that the Edge and Edge Pro gaming tablet will ship in late March, with the startup accepting orders starting on March 1st.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/7Ng7NqAVK_s/

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Kerry urges Syrian opposition to attend Rome talks

BERLIN (AP) ? Skeptical Syrian opposition leaders agreed Monday to attend an international conference in Rome after first threatening to boycott the session that was to be the centerpiece of Secretary of State John Kerry's his first overseas mission in his new job.

Opposition leaders had protested what they see as inaction by other nations in the face of violence from Syrian President Bashar Assad's regime.

Kerry not only made a public plea at a joint news conference Monday with British Foreign Secretary William Hague, he also called Moaz Khatib, leader of the Syrian Opposition Council, "to encourage him to come to Rome," a senior U.S. official said. The official, who spoke on condition of anonymity because he wasn't authorized to speak publicly on the matter, described the conversation as "good" but declined to offer more detail.

Spokesman Walid al-Bunni said the council had decided to send a delegation to Rome after all.

Al-Bunni told Al-Arabiya TV the decision was made based on guarantees al-Khatib heard from western diplomats that the conference would be different and that the opposition would receive real commitments this time. "We will go and we will see if the promises are different this time," he said.

After speaking with Khatib, Kerry flew to Berlin from London, the first stop of his first trip as secretary of state ? a hectic nine-country dash through Europe and the Middle East.

Kerry had also dispatched his top Syrian envoy to Cairo in hopes of convincing opposition leaders that their participation is critical to addressing questions from potential donors and securing additional aid from the United States and Europe.

"We are determined that the Syrian opposition is not going to be dangling in the wind, wondering where the support is, if it is coming," Kerry told reporters in London after meeting British Prime Minister David Cameron and Hague. "We are not going to let the Syrian opposition not have its ability to have its voice properly heard in this process."

For his part, Hague said the violence in Syria, especially recent scud missile attacks on the city of Aleppo, was unacceptable and that the west's current position could not be sustained while an "appalling injustice" is being done to Syrian citizens.

"In the face of such murder and threat of instability, our policy cannot stay static as the weeks go by," Hague told reporters, standing beside Kerry. "We must significantly increase support for the Syrian opposition. We are preparing to do just that."

Kerry agreed.

"We are not coming to Rome simply to talk, we are coming to Rome to talk about next steps," Kerry said, adding that he was sympathetic to opposition complaints that they were not getting the support they need to defend themselves against the Assad regime or oust him from power.

"I am very sensitive to that frustration," recalling that as a U.S. senator he was one of several who pushed the administration to consider military aid to the Syrian opposition.

"But I am the new secretary of state ... and the president of the United States has sent me here and sent me to this series of meetings and in Rome because he is concerned about the course of events.

"This moment is ripe for us to be considering what more we can do," he said, adding that if the opposition wants results, "join us" in Rome.

Meanwhile, Syrian Foreign Minister Walid al-Moallem said Monday the Assad regime was ready to hold talks with opposition leaders, the first time that a high-ranking Syrian official has stated publicly that the government would meet with the opposition. Al-Moallem made his comments after meeting in Moscow with Russian officials.

In Washington, State Department spokesman Patrick Ventrell said Moallem's remarks appeared positive but expressed caution about the seriousness of the offer.

"I don't know their motivations, other than to say they continue to rain down horrific attacks on their own people," Ventrell told reporters. "So that speaks pretty loudly and clearly."

If the Assad regime is serious, he said, it should inform the U.N. peace envoy, Lakhdar Brahimi of its readiness for talks. Ventrell said the Assad regime hasn't yet done that.

Obama administration officials have debated whether the U.S. should arm the rebels, with Defense Secretary Leon Panetta and Joint Chiefs of Staff Chairman Gen. Martin Dempsey having said they urged such a course of action. The White House has been unwilling to do so for fears the weapons could end up in the wrong hands. Currently, the U.S. provides only non-lethal support and humanitarian aid.

The United Nations says at least 70,000 people have been killed in Syria's 2-year civil war, which began as an uprising against Assad's regime.

Kerry said the Syrian people "deserve better" than the violence currently gripping their country as he stood alongside Britain's Foreign Secretary William Hague.

___

Associated Press writers Cassandra Vinograd in London and Bradley Klapper in Washington contributed to this report.

Source: http://news.yahoo.com/kerry-urges-syrian-opposition-attend-rome-talks-144755191--politics.html

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Sunday, February 24, 2013

AT&T, union reach tentative agreement on benefits

(AP) ? AT&T is announcing a tentative agreement on wages, pensions and other benefits for more than 20,000 of its unionized workers.

The four-year agreement covers members of the Communications Workers of America in 36 states and the District of Columbia. AT&T is not disclosing the details of the agreement until it has been presented to union workers.

The CWA confirmed in a separate statement Saturday that an agreement had been reached, but is declining to provide details.

The agreement, which must be ratified by union members, covers wages, pensions, disability and work rules. The union negotiates health care benefits separately.

AT&T Inc. is based in Dallas, Texas.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2013-02-23-ATandT-Union/id-35cb8b1e3c7040fcb62b9d9e337ba598

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Germany?s Merkel Under Fire for Jump in Military Exports to Gulf Region

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Source: http://www.myantiwar.org/view/250618.html

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Saturday, February 23, 2013

Google Releases Chrome 25

Google today released version 25 of its Chrome browser; for Windows and Linux, the new version number is 25.0.1364.97, and for Mac OS X it is 25.0.1364.99.? The new version incorporates some new features, including:

  • Support for the JavaScript Web Speech API
  • Better WebGL error handling
  • Better support for HTML 5 date/time inputs
  • Improved management and security for extensions, so that extensions cannot be installed without the user?s consent

The new release also includes fixes for 22 identified security vulnerabilities; Google categorizes 9 of these as High severity, 8 as Medium, and 5 as Low.? In addition, MathML is disabled by default, to address another serious security flaw.? More information is available in the Release Announcement.

Because of the security content of this release, I recommend that you update your systems as soon as you conveniently can.?? Windows and Mac users can get the new version via the built-in update mechanism; Linux users should check their distribution?s repositories for the new version.

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Source: http://richg74.wordpress.com/2013/02/21/google-releases-chrome-25/

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Fishermen follow instincts to rescue 2 girls

PORTLAND, Ore. (AP) ? As their mother lay dead in the middle of the night, a 4-year-old Oregon girl dragged her seriously injured younger sister from a crashed car and the two huddled under a blanket ? and waited.

With the mangled car stuck deep in the woods, and no skid marks on the highway, the crash site was nearly impossible to detect.

In fact, authorities estimate the sisters were alone in the frigid woods for several hours early Wednesday as many motorists passed it by.

The children finally got help after two commercial fishermen spotted what appeared from a distance to be a basketball-sized gash in an alder tree along State Highway 401 between Astoria, Ore., and Naselle, Wash. Kraai McClure and Scott Beutler travel the two-lane road frequently, and had a gut feeling something was wrong.

The men slowed down, discussed the situation and decided to turn around and go take a look. McClure said he called 911 to see if there had been any reports of a wreck during the night. There weren't.

Beutler, who was a first responder when he lived in Mississippi, went into the brush and signaled McClure to alert authorities.

"I don't know exactly what told us to turn around, but I'm just really thankful we did," McClure said Thursday.

The men spotted the wrecked car a few hundred feet from the road. Nearby were the two young girls, scared and confused. "They could say their names but were totally in shock," McClure said.

The Washington State Patrol said the girls' mother, 26-year-old Jessica Rath of Astoria, probably was asleep when she veered off the road and struck the tree shortly after midnight. She died at the scene.

McClure and Beutler discovered the crash site around 8:30 a.m.

The 2-year-old, who had serious leg injuries, was flown to a Portland hospital. The 4-year-old was treated at an Astoria hospital and released.

An Oregon Health & Science University spokeswoman confirmed that the younger sister, Lylah Huff, was at Doernbecher Children's Hospital. The girls' father, Keaton Huff, declined interview requests Thursday and asked the hospital not to release his daughter's condition.

Trooper Russ Winger said investigators believe the 4-year-old, Aryanna Huff, pulled her sister from the vehicle and helped her to a spot about 20 feet away, where the fishermen found them. Winger said keeping warm with the blanket was vital with temperatures in the low 40s.

"Hypothermia sets in very quickly with something like that," Winger said. "They could have very well not been found and died of exposure."

Winger described the fishermen as heroes for acting on their hunch. McClure, however, gave the credit to Aryanna for helping Lylah out of the car and keeping her warm.

"She saved her sister," McClure said. "She was sharp enough. I don't know how she did it or anything else, but something was watching over those little girls."

"It was amazing that the little 4-year-old ? I have a little 4-year-old, too, she's almost 5 ? was able to get her little sister out and do that," he added. "It just blows my mind that she could do that in that situation. I don't know if she waited until morning, when they could see, but, you know, it just makes me want to cry."

Winger said investigators have yet to determine how fast Rath was driving, or whether there were any other factors in the crash. The crime blotter in the Jan. 26 edition of The Longview Daily News indicates Rath was sentenced to 10 days in jail for heroin possession and third-degree theft.

Source: http://news.yahoo.com/fishermen-acting-gut-crash-2-girls-220529931.html

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A single-chain fragment against prostate specific membrane antigen as a tool to build theranostic reagents for prostate cancer - Corrected Proof

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Source: http://www.ecco-org.eu/Global/News/rss_ejcancer/A-single_chain.aspx

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Behind Incoherent GOP Spin on the Sequester

February 21, 2013 8:33 AM Behind Incoherent GOP Spin on the Sequester

By Jonathan Bernstein

Conservative Byron York today blasts the Republicans, and Speaker Boehner in particular, for incoherent spin on the sequester.

I basically agree with him?the GOP message is that the sequester is (1) terrible and all Barack Obama?s fault; and (2) better than smaller cuts, with or without additional revenues; and, (3) just a small down payment on the size of the cuts that are really needed?basically makes no sense.

The question is: why? And I think the answer is the same as the answer for why Mitt Romney?s campaign was incoherent much of the time: the effects of the GOP-aligned press and the conservative information feedback loop. Basically, it?s just too easy for Republicans. They compose talking points, feed them to Fox News and the rest, and partisan Republicans eat them up. The only real danger is that someone in the GOP press seeking to one-up everyone else will deem the talking points insufficiently conservative. That?s the beauty of the otherwise insipid ?the sequester was Obama?s idea? line: if there?s one thing that?s pretty safe from being labeled ?RINO,? it?s bashing Barack Obama.

Notice that coming up with spin that might be effective outside the conservative loop not only is a lot harder ? but also risks that RINO tag.

But mostly?as I?ve said before, for those who compose the talking points, it must just be so rewarding to decide today that ?the sequester was Obama?s idea? and then in a week see it show up ?spontaneously? in the mouths of rank-and-file Republicans ? in talk-show callers, blog commenters, in letters to your boss, even in regular conversation with your conservative friends and family outside Washington. It must really feel like you?ve accomplished something.

And, in turn, not only does that make picking a message that will be unquestioningly accepted by Rush Limbaugh and the rest of them very tempting, but it also removes most of the incentives for fashioning an actually persuasive message.

Now: all that said, as you may suspect I still don?t think it matters very much. If the sequester hits, most of the political effect will not be determined by who has the most coherent spin. But as far as it goes, that sure seems to be what?s at work.

[Cross-posted at A plain blog about politics]

Jonathan Bernstein is a political scientist who writes about American politics, especially the presidency, Congress, parties, and elections.

Source: http://www.washingtonmonthly.com/ten-miles-square/2013/02/behind_incoherent_gop_spin_on043126.php

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California publishes revenue growth for each school district

Many Bay Area school districts could see their revenues from the state increase by up to 7.3 percent next year, under Gov. Jerry Brown's proposed overhaul of school funding.

Figures from the state Department of Finance show that school districts educating high proportions of poor students and English learners will gain the most under Brown's proposal.

Among Bay Area school districts, per-pupil revenue would grow 7.3 percent in Oak Grove in San Jose, 6.6 percent in Ravenswood in East Palo Alto, 6.5 percent in tiny Luther Burbank in San Jose, 5.2 percent in Pittsburg Unified and 3.8 percent in Oakland Unified. The wealthiest school districts will not lose funds, and in fact could reap through property tax revenue growth -- although the state did not estimate that increase.

Brown's proposal must be adopted by the Legislature before going into effect.

"Obviously, we're pleased with the concept," said Oakland Unified spokesman Troy Flint. "It's welcome and long overdue that the state is directing resources to the students with the greatest need."

In Oakland, about two-thirds of students are classified as poor and 30 percent are English-language learners.

The state's list is only an estimate of projected amounts for more than 1,000 school districts plus dozens of charter schools and county offices of education. The list is based on 2-year-old enrollment and finance data and estimates of needy students. Precise numbers will be put

out later, said H.D. Palmer of the Department of Finance.

Last month, Brown proposed simplifying California's complex and irrational system of funding K-12 schools -- a legacy of court cases, ballot measures and legislation -- that currently pays wildly different per-pupil amounts to school districts. Under Brown's proposal, districts will receive a base per-pupil amount, and could get 35 percent more for every English-language learner, poor child or foster youth they educate. Districts with large numbers of those students would receive an additional amount. A student falling into multiple categories could be counted only once.

Districts serving middle-class families will see only incremental gains. One is Cupertino Union, which appears will be among the lowest-funded in the state. The state estimates that Cupertino, which educates about 19,000 students in six cities, will receive only $5,978 per pupil next year, a $138 gain over 2011-12.

By comparison, neighboring Sunnyvale would get $7,130 per student.

Such a low level of funding will make it difficult to serve the very students the state is targeting, said Cupertino Superintendent Wendy Gudalewicz.

She agrees with paying districts more to educate poor children. But after five years of cuts, California has such low funding that all districts are struggling, she said, and the new formula also doesn't account for the Bay Area's high cost of living.

"If you pay a teacher $60,000 in Porterville, that teacher might be able to buy a home," she said, but not so in Cupertino.

Over seven years, the governor's formula is designed to narrow revenue gaps among similar districts but benefit those with hard-to-educate students. In Contra Costa County, last year the 66-student Canyon School District received $146 per pupil more than Pittsburg. But after seven years, the difference will flip-flop, with Canyon getting $3,810 per pupil less than Pittsburg, where 80 percent of students are poor and 32 percent are English learners.

Despite the balancing calculus, school districts serving privileged children will almost certainly remain on top of the funding heap. In San Mateo County, the Portola Valley and Woodside school districts' revenue next year is projected to be nearly twice that of districts at the other end of the scale, Pacifica and Millbrae.

As the Legislature takes up Brown's proposals, schools will be lobbying furiously, with opposition from those standing to lose the most.

"We're very disappointed in the formula," said Orinda Superintendent Joe Jaconette, adding that neighboring wealthy districts like Lafayette and Moraga share his concerns. "There shouldn't really be winners and losers. They've redistributed dollars based on something that's not related to any research that we're aware of, so it looks arbitrary."

Contact Sharon Noguchi at 408-271-3775. Follow her at Twitter.com/noguchionk12.

Source: http://www.contracostatimes.com/breaking-news/ci_22641141/california-publishes-revenue-growth-each-school-district?source=rss

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Friday, February 22, 2013

Banks step up efforts to forgive mortgage debt in California

Banks are stepping up efforts to forgive mortgage debt for troubled California homeowners, although more than half of the aid offered under last year's landmark mortgage settlement is still geared toward getting people out of their homes.

California homeowners have received an estimated $16.9 billion worth of completed aid doled out by the nation's five largest mortgage servicers under the accord reached last year. In the most detailed report to date on how that money is flowing to borrowers, regulators noted an increase in the number of principal reductions, although the single biggest chunk of aid has been short sales.

In principal reductions, banks write down mortgage debt for borrowers who remain in their homes. Short sales allow homeowners to sell their properties for less than they owe. Both require banks to take a haircut.

Nationally, more than half a million consumers had received a total of $45.8 billion in aid from the five largest banks as of Dec. 31. The settlement was struck last year by 49 state attorneys general, several federal agencies and Bank of America Corp., JPMorgan Chase & Co., Wells Fargo & Co., Citigroup Inc. and Ally Financial Inc.

Officials had first estimated that the banks would provide $34 billion in direct homeowner aid through their programs. Housing and Urban Development Secretary Shaun Donovan said Thursday that he now expects the final amount will be more than $50 billion.

The settlement resolved investigations into allegations that the financial institutions had used flawed paperwork and other faulty practices to foreclose on homes.

Before the settlement, many lenders opposed principal write-downs, arguing that they rewarded delinquent borrowers. But consumer advocates have long pushed for wide-scale principal relief.

"Clearly there is some added momentum around principal reduction modifications, and that is encouraging," said Paul Leonard, California director for the Center for Responsible Lending. "But, you know, you look at the overall data and see a disproportionate share of short sales, which is disappointing."

HUD Secretary Donovan told reporters that the settlement was exceeding its goals. The accord has kept people from losing their homes and contributed to the housing recovery, he said.

Under the settlement, banks are required to give homeowners aid in the form of principal reduction, short sales and other modifications. The banks get credit for both principal reductions and short sales under the agreement, but must give 60% of the relief nationally by forgiving principal for families who keep their homes.

Of the $45.8 billion in aid dispensed nationally, homeowners have received about $10.9 billion in first-mortgage principal reduction relief, including trial modifications that are expected to become permanent. Meanwhile, about $20 billion of the total national aid came from short sales. The rest has gone to reducing and forgiving second mortgages, as well as other programs.

According to numbers provided by California's monitor, a total of $16.9 billion worth of aid has gone to homeowners. About $5 billion of that total is first-mortgage principal reduction. About $8.8 billion has been through short sales.

Although short sales remain a big part of the equation, borrowers are getting more principal relief in California than in other states in part because of the state's tough new foreclosure laws, the state attorney general's office said.

So far only Ally Financial, which has provided $257 million in relief, has met its obligation under the national settlement. The other four banks had much larger obligations.

alejandro.lazo@latimes.com

jim.puzzanghera@latimes.com

Source: http://feedproxy.google.com/~r/latimes/business/~3/NF1ncOTyi5I/la-fi-mortgage-settlement-report-20130222,0,1640861.story

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CRIME - Bullet News Niagara

JOHN ROBBINS/Bullet News

FORT ERIE ? The full scope of a debit-card skimming scam that affected countless Fort Erie residents is still not known.

Niagara Regional Police say about a half dozen people filed complaints with them after noticing unauthorized transactions appear on their bank account statements during the past weekend.



But that?s likely just the tip of the iceberg, say investigators, as most people reported the incidents directly to their financial institutions.

Det. Sgt. Paul Spiridi, of the NRP?s central fraud unit, say they are still waiting for the financial institutions to complete their own investigations, after which they will bring send a package of information about the incidents to the police agency best suited to conduct the investigation.

What?s known at this point, said Spiridi, is that the incidents involve unauthorized transactions made possible by use of stolen debit card information, as opposed to customers? online accounts being hacked.

?This is clearly a skim,? said Spiridi.

The information used to access the accounts was likely gained by way of a skimming-device attached to a debit or ATM machine somewhere in Fort Erie.

Just when this happened is not known, but the information needed to skim accounts could have been gathered weeks or months ago.

Such activities are most often the work of sophisticated organized crime groups outside of Niagara.

Information used to siphon money from accounts is sometimes sold to other groups.

There?s likely nothing the cardholders could have done to prevent their information from being compromised as it?s difficult if not impossible for someone using a machine to know if it has been compromised, he said.

?You can?t tell by looking,? said Spiridi.

Spiridi said he?s not yet certain how many accounts were affected or the total dollar loss.

The financial institutions are covering the losses and reimbursing the accounts of their customers, he said.

The cases he knows of involve only Fort Erie residents, but there could be others ? people who used a compromised machine while visiting the area or passing through on the way to the United States.

Spiridi said it?s important for people to regularly monitor their account transactions and immediately report any suspicious activity to their bank or credit union, which is exactly what many of the people in this case did.

Over the weekend and through Tuesday, Bullet News was contracted by numerous readers, who say their bank accounts were compromised.

One victim who contacted Bullet News said he was robbed of $1,000 out of two of his accounts.

?If I hadn?t checked my account online, I wouldn?t have known,? he said.

Others who spoke with Bullet News reported a similar pattern, with withdrawals in the amount of $500, which appears to coincide with the daily cash withdrawal limit of the victims.

Debits on accounts were posted from overseas locations, such as Hong Kong and Malaysia.

Source: http://www.bulletnewsniagara.ca/2013/02/21/crime-full-extent-of-debit-card-skimming-scam-in-fort-erie-still-not-known/

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Benutzer:LiaGrover433 ? matzepedia

Satellite tv or satellite tv is television delivered through orbiting communications satellites located 37,000 km over the earth's surface.

cardsharing - The first satellite television signal was relayed from Europe for that Telstar satellite over North America in 1962. The very first domestic Usa satellite to hold television was Canada's Anik 1, which has been launched in 1973.

Tv, like other communications relayed by satellite, begins with a transmitting satellite antenna with an uplink facility. Uplink satellite dishes are directed toward the satellite what has signals is going to be transmitted to, and therefore are very large, as much as 9 to 12 meters (30 to 40 feet) in diameter. The better the dish, greater accurate positioning and improved signal reception about the satellite. The tv signals is transmitted to devices located on-board the satellite called transponders, which retransmit the satellite signal back on the Earth with a different frequency.

The satellite signal, quite weak after traveling through space, is collected using a parabolic receiving dish, which reflects the weak signal for the dish's centerpiece and is particularly received, down-converted with a lower frequency band and amplified using a device called a low-noise block down converter, or LNB.

A brand new kind of satellite antenna, that won't use a directed parabolic dish and is utilized on a mobile platform say for example a vehicle, was recently announced through the University of Waterloo. On typically referred to as car satellite system.

The satellite TV signal, now amplified, travels to a satellite television on pc receiver box through coaxial cable (RG-6 or RG-10; can not be standard RG-59) and it is converted by using a local oscillator towards the L-band selection of frequencies (approximately). Special on-board electronics inside the receiver box help tune the signal then convert it with a frequency that a standard television may use.

While you known, tv business in United states are generally dominated by two companies, Dish Network and DirecTV. If you wish to get a satellite television on pc within your house, your options are mainly limited to the disposable tv packages that made available from each one of these Dish Network or DirecTV.

It is a quick take on United states tv industry: Hughes's DirecTV, the first high-powered DBS system, went online in 1994 known as the first Us DBS service. In 1996, Echostar's Dish Network went online in america and possesses gone to similar success.

Source: http://www.matzepedia.com/index.php?title=Benutzer:LiaGrover433

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Thursday, February 21, 2013

11 GOP lawmakers formally back Hobby Lobby

(Washington Times) Eleven Republican members of Congress are challenging the contraception insurance mandate in President Obama?s health care law by formally backing Hobby Lobby, the Oklahoma-based chain of crafts stores whose owners say they must choose between their Christian beliefs and insuring women?s birth control and other preventative services.

Utah Sen. Orrin Hatch led the group of nine senators and two House members in filing a friend-of-the-court brief on the company?s behalf in the 10th Circuit Court of Appeals.

?Religious freedom is an issue our country was founded on, and it?s not a Democrat or Republican issue,? Mr. Hatch said Wednesday. ?Unfortunately, the Obama administration has time and again ignored calls to stop the implementation of a policy some organizations or businesses are morally opposed to.?

Source: http://www.wnd.com/2013/02/11-gop-lawmakers-formally-back-hobby-lobby/

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Emoji Dick, A Novel Translated into Emoji, Accepted by Library of Congress

Emoji Dick, the oh-man-how-did-this-actually-work-out emoji translation of Moby Dick, is now in the Library of Congress. Why wouldn't it be. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/82pJl41GaYs/emoji-dick-a-novel-translated-into-emoji-accepted-by-library-of-congress

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